Term Loans

Long-term capital for big dreams

Fuel your expansion plans with structured term financing. Equipment purchase, facility expansion, or strategic investments — we provide capital for sustainable growth.

Why choose term loans for growth?

Structured long-term financing that aligns with your business trajectory and cash flow patterns.

Business expansion

Fund new facilities, market expansion or capacity enhancement.

Equipment purchase

Acquire machinery, technology or infrastructure to boost efficiency.

Strategic investments

Finance acquisitions, joint ventures or other strategic investments.

Fixed rates available

Choose from fixed or floating rates for predictable planning.

Term loan solutions

Options for different business needs and growth stages.

  • Equipment Term Loan — ₹25L – ₹50 Cr · 3–7 yrs · 11.5% onwards
  • Project Finance — ₹1 Cr – ₹100 Cr · 5–15 yrs · 12% onwards
  • Growth Capital — ₹50L – ₹25 Cr · 2–8 yrs · 12.5% onwards
  • Asset-backed and flexible collateral options
  • Milestone-based disbursal for projects
  • Professional project evaluation

Loan application process

A systematic approach for thorough evaluation and timely processing.

  1. Step 1

    Initial consultation

    Discuss expansion plans and financing requirements

    Day 1
  2. Step 2

    Application submission

    Submit business plans and financial documents

    Day 2–3
  3. Step 3

    Due diligence

    Credit assessment, project evaluation and risk analysis

    Day 4–10
  4. Step 4

    Approval & documentation

    Loan sanction and legal documentation

    Day 11–15
  5. Step 5

    Disbursement

    Fund release as per milestone schedule

    Day 16+

₹25L

Minimum amount

₹100 Cr

Maximum amount

11.5%

Starting rate

15 yrs

Max tenure

Transform your business vision into reality

Get the long-term capital you need to build, expand and scale your business.