Working capital for your business and your entire supply chain
Dealer financing, vendor financing and SME loans from India's top RBI-regulated NBFCs and banks — sanctioned and disbursed in under 48 hours.
₹500+ Cr
Disbursed
1,000+
SMEs funded
12+
Lender partners
48 hrs
Avg. TAT
Trusted lender network · RBI-regulated NBFCs & Banks
Solutions
The right credit product, matched to your business
Whether you're a manufacturer financing your dealers, a corporate accelerating supplier payments, or an SME seeking growth capital — we have a program built for you.
Dealer Financing
Anchor-backed inventory credit lines that let your distributors stock more without blocking their own working capital.
- Loans up to ₹10 Cr
- Tenor 30–180 days
- Interest from 11% p.a.
- Zero collateral
Vendor Financing
Early payment to your suppliers against approved invoices — strengthen your supply chain and improve DPO.
- Invoice-led drawdown
- Same-day disbursal
- Lender risk on anchor
- 100% digital
Purchase Invoice Discounting
Unlock cash trapped in unpaid purchase invoices — get paid upfront against verified buyer obligations.
- Discounting up to ₹15 Cr
- Tenor 30–120 days
- Non-recourse options
- T+1 disbursal
Working Capital
Flexible revolving credit lines and overdrafts to fund day-to-day operations, GST cycles and seasonality.
- CC/OD up to ₹7 Cr
- Pay interest only on use
- Annual renewals
- Quick top-ups
Term Loan
Structured long-tenor capital for expansion, machinery, or balance sheet strengthening with predictable EMIs.
- ₹25 L – ₹10 Cr
- Tenor up to 84 months
- Fixed & floating rates
- Soft credit pull
Asset Leasing
Lease equipment, vehicles and IT assets without locking up capex — preserve cash and unlock tax efficiency.
- Operating & finance lease
- Tenor 24–60 months
- Up to 100% funding
- End-of-term options
How it works
From application to disbursal in 48 hours
A digital-first journey designed for finance teams who value their time.
Step 01
Share your details
Fill a 60-second form — basic business info, turnover, and the solution you need.
60 secondsStep 02
Smart matching
Our credit engine matches you to the best-fit lender across 12+ NBFCs and banks based on your profile.
Within 2 hoursStep 03
Underwriting & sanction
Upload KYC and financials on a secure portal. Get sanctioned with the most competitive rate available.
24–36 hoursStep 04
Money in your account
Once accepted, funds settle directly into your account or to your vendor as per the program.
Within 48 hoursWhy CredFund
Built for finance leaders who can't afford to compromise
We combine technology, deep lender relationships, and India-specific underwriting to deliver capital that's faster, cheaper, and more reliable.
RBI-regulated only
Every lender on the platform is an RBI-regulated NBFC or scheduled commercial bank — no surprises, no shady terms.
48-hour disbursal
Most files move from application to disbursal in under 48 hours. Pre-approved customers get same-day funding.
Best-fit pricing
Compete offers from 12+ lenders side-by-side — you always see the lowest rate you qualify for, transparently.
Relationship manager
A dedicated specialist owns your file from application to repayment. No call-centre runarounds.
Built for Bharat
Workflows tuned for Indian compliance — GST, KYC, OCEN — and Indian business realities (festive cycles, GTM).
Zero hidden charges
Processing fee, interest, and tenure spelled out upfront. Pre-payment foreclosure is always free.
Customer stories
Trusted by 1,000+ Indian businesses
"CredFund unlocked ₹3 Cr of inventory credit for our dealer network in under a week. Sales grew 22% the next quarter."
"We compared offers from 4 NBFCs in one dashboard. Got 2% lower rate than our existing line. Onboarding was actually pleasant."
"Our vendor financing program went live in 3 weeks. 180+ suppliers onboarded. DPO improved by 28 days."
FAQ
Frequently asked questions
Who is eligible for CredFund financing?+
Registered Indian businesses (Pvt Ltd, LLP, Proprietorship, Partnership) with 2+ years of operations and a minimum turnover of ₹1 Cr are typically eligible.
How fast can I get funds?+
Most approved cases are disbursed within 48 hours of document submission. Pre-approved customers can receive funds the same day.
What documents are required?+
KYC, business registration, latest 12 months bank statements, GST returns, and last 2 years of financials.
Are your lenders RBI regulated?+
Yes. Every lender on the CredFund platform is an RBI-regulated NBFC or scheduled commercial bank.
Is there any collateral required?+
Most supply chain finance products are unsecured. Term loans may require collateral above ₹2 Cr depending on lender.
What are your charges?+
CredFund does not charge customers. Lenders pay us a referral fee on disbursal. You only pay the lender's interest and processing fee.